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Introduction
The level of reimbursement for doctor services has been decreased significantly the past the 10+ years due to the government – Medicare, major health insurance companies and managed care.
It has made for an increasingly different situation for both patients and doctors.

Regardless, we work with Medicare, major insurance – managed care companies, most Preferred Provider Organizations (PPO’s) Union Health Benefit Trust Funds, New Jersey Worker’s Compensation and New Jersey Motor – Auto Vehicle Accident – No Fault insurance.

Regardless of insurance, in all cases, a $250.00 payment is due at the time of your first appointment. If appropriate, this initial payment will be applied to any deductible or co–insurance you have.

Depending on your insurance type, we submit claims to the insurer with assignment of payment for services to us. With some insurances, out–of–networks benefits are used. You are only responsible where a co–pay, deductible or co–insurance is involved. You are also responsible for any balance of the bill that is due.

Should you have secondary insurance company, we will submit claims to them for payment and have payment assigned to us.

Before your first appointment, please familiarize with, download and complete all UOC Patient Financial Responsibility Forms that are a part of this site/page. Bring the forms with you on your first appointment and have them ready to submit to the Front Desk Receptionist upon your arrival. It may save you 30 minutes in the office.

Payment Options: Cash, Check, MasterCard, Visa, American and Discover Card.

Payment Plans can also be set–up or arranged if it is necessary and/or of assistance.

If you have questions regarding insurance, completion of forms, payment, etc., please contact: Melaine or Wendy at 201.343.1717.

Click to download this form
UOC Out-Of-Network Payment Information Form