Introduction
The level of reimbursement for doctor services has been decreased significantly the past 10+ years due to the government – Medicare, major health insurance companies and managed care.  It has made for an increasingly different situation for both patients and doctors.

Categories of Insurance
Regardless, we work with Medicare, major insurance – managed care companies, most Preferred Provider Organizations (PPO’s) Union Health Benefit Trust Funds, New Jersey Worker’s Compensation and New Jersey Motor – Auto Vehicle Accident – No Fault insurance.

Partial list of Participating Insurance Companies:
Oxford/United Healthcare
Aetna (beginning February 1, 2010)
Auto Injury Solutions (MVA)
Beech Street
Bergen Risk (WC)
CSG
Hackensack IPA with Cigna
Horizon Blue Cross and Blue Shield
HUMC IPA
Liberty Mutual
Medicare
NJM (WC & MVA)
Procura
QualCare (Inner Circle)
Three Rivers
Travelers
Viant

Regardless of insurance, in all cases, a $250.00 payment is due at the time of your first appointment. If appropriate, this initial payment will be applied to any deductible or co–insurance you have.

Submission - Assignment of Claims - Co-pays, co-insurance & out-of-network benefits
Depending on your insurance type, we submit claims to the insurer with assignment of payment for services to us. With some insurances, out–of–networks benefits are used. You are only responsible where a co–pay, deductible or co–insurance is involved. You are also responsible for any balance of the bill that is due.

Secondary Insurance
Should you have secondary insurance company, we will submit claims to them for payment and have payment assigned to us.

Patient Financial Responsibility Forms
Before your first appointment, please familiarize with, download and complete all UOC Patient Financial Responsibility Forms that are part of the Medical Questionnaire form.  Bring the forms with you on your first appointment and have them ready to submit to the Front Desk Receptionist upon your arrival. It may save you 30 minutes in the office.

Payment Options: Cash, Check, MasterCard, Visa, American and Discover Card.

Payment Plans can also be set–up or arranged if it is necessary and/or of assistance.

If you have questions regarding insurance, completion of forms, payment, etc., please contact: Daniela at 201.343.1717.

Have Billing Questions?

Please contact Daniela at our office at 201.343.1717.

Click Here to download UOC Patient Financial Responsibility Form